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Tax Insights


Is this the same as a religious or tribal exemption?
No, not at all. Religious or tribal exemptions are completely different processes that are not recognized as valid grounds for federal income tax exemption in the eyes of the IRS—unless you meet extremely specific, rarely qualified conditions. Claiming one of these exemptions without legitimate basis can result in penalties, fines, or even criminal charges for tax evasion. The 12-411 process is not based on religion, tribal status, or any claim to special privileges. It is ba
Wealth Guranted
Oct 271 min read


Is this like filing exempt on a W-4?
No, not at all Filing “exempt” on a W-4 is simply a statement between you and your employer. It doesn’t legally change the taxability of your income. If you’re earning Federal Reserve currency (which nearly everyone does), your income is considered taxable by default—unless and until you take action to reclassify it. Filing exempt on your W-4 without completing the 12-411 process does nothing to protect you from federal tax liability, and you’ll still be expected to explain y
Wealth Guranted
Oct 272 min read


How does this compare to “sovereign citizen” ideas?
It doesn’t. And we want to be very clear about that. The 12-411 process has nothing to do with the sovereign citizen movement. Sovereign citizen ideology is not based in any legitimate legal process. It’s often vague, self-contradictory, and rooted in protest rather than law. There’s no official process to “become” a sovereign citizen, and courts across the country have repeatedly rejected claims made by people identifying with that movement. Wealth Guaranteed does not change
Wealth Guranted
Oct 271 min read


Why wouldn’t my CPA know about this?
That’s a great question—and a critical one. But here’s the real question you should ask: If your CPA knew about this, why didn’t they already offer it to you? The truth is simple: this process is not part of their training. CPAs are trained under Title 26 of the U.S. Code, which governs federal tax law. Their job is to help taxpayers declare their income as taxable, calculate how much is owed, and submit payments to the IRS. That’s the role they’ve been taught to play—and the
Wealth Guranted
Oct 271 min read


Why is the 12-411 process different—and better?
Because it follows the law exactly as written in 12 U.S.C. § 411, a statute passed by Congress and fully recognized by the IRS, Treasury, and Federal Reserve. You’re not hiding income, transferring it to another entity, or fabricating a jurisdictional claim. You’re simply redeeming Federal Reserve notes for lawful money, as allowed by statute, and receiving income that is legally non-taxable. There’s no deception, no offshore account, no fabricated identity or “sovereign” cla
Wealth Guranted
Oct 271 min read


How is this better than an offshore trust?
Offshore trusts, sovereign citizen claims, and “status change” tactics all attempt to create legal distance from the IRS—but they do so in a way that invites scrutiny, requires deception, and can lead to criminal prosecution for tax evasion. Let’s break it down: Offshore trusts require you to create foreign financial relationships. The IRS will ask:' What legitimate business, personal, or financial activity do you have overseas? If you can’t substantiate real offshore busine
Wealth Guranted
Oct 271 min read


Why not use a tax attorney?
Tax attorneys are trained to operate within the confines of Title 26 of the U.S. Code—the Internal Revenue Code. Their entire education, licensing, and practice is built around one primary assumption: that your income is taxable and you’re a taxpayer by default. Their job is to help you comply, negotiate, or reduce your tax liability within the taxable system But that’s not the purpose of the 12-411 process. The 12-411 process operates in an entirely different jurisdiction—th
Wealth Guranted
Oct 271 min read
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