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Tax Insights


What if I get conflicting advice from another professional?
If you get conflicting advice, ask that professional one simple question: “What experience do you have with the 12-411 process?” Wealth Guaranteed has a six-year track record and a 100% success rate executing this very specific legal process. We are among the only credible authorities on this subject. If someone is giving you different advice — whether it’s a CPA, tax attorney, or financial advisor — it’s on you to determine how qualified they are to speak on this specific pr
Wealth Guranted
Oct 271 min read


Can this process be reversed or undone?
No. Once you file a tax return — any tax return — it becomes a sworn declaration to the IRS under penalty of perjury. That means once your 12-411 tax return is submitted, it is official and final. You can’t simply undo or reverse it. Wealth Guaranteed also does not process amendments. Our Quality Control Team ensures everything is correct before it gets submitted so there’s never a need for revisions or corrections after the fact. That said, you always have the option to star
Wealth Guranted
Oct 271 min read


What happens if Wealth Guaranteed shuts down?
Great question — and one we’ve planned for. At Wealth Guaranteed, we don’t just serve clients — our entire staff are clients of the program, too. That means if the company were ever to shut down, we’d all still need to file our taxes the same way you do. And that’s exactly why we’ve built contingency plans to ensure your success long-term. We’re constantly training and certifying CPAs in the 12-411 tax filing process — turning traditional CPAs into certified no-tax pros. That
Wealth Guranted
Oct 271 min read


What if I make a mistake on my paperwork?
That’s exactly what our Quality Control Team is here for. Before anything is submitted to the IRS, Treasury, or Federal Reserve, our QC team meticulously reviews your entire file—every document, every detail. If you’ve made a mistake, we catch it, flag it, and contact you directly to get the correction made before submission. We don’t let you file anything on your own. Everything is professionally reviewed and submitted by Wealth Guaranteed on your behalf. That’s how we’re ab
Wealth Guranted
Oct 271 min read


What if I get audited after using this?
First off, the risk of an audit is extremely low—and in six years of operating the 12-411 program, not a single Wealth Guaranteed client has ever been audited. Why? Because there’s no financial incentive for the IRS to do so. Audits are not random. The IRS typically initiates audits when they believe they can recover unpaid taxes, fees, or penalties—essentially, when there’s money to be made. But when your income is legally reclassified as non-taxable through 12 U.S.C. § 411,
Wealth Guranted
Oct 271 min read


Is this the same as a religious or tribal exemption?
No, not at all. Religious or tribal exemptions are completely different processes that are not recognized as valid grounds for federal income tax exemption in the eyes of the IRS—unless you meet extremely specific, rarely qualified conditions. Claiming one of these exemptions without legitimate basis can result in penalties, fines, or even criminal charges for tax evasion. The 12-411 process is not based on religion, tribal status, or any claim to special privileges. It is ba
Wealth Guranted
Oct 271 min read


Is this like filing exempt on a W-4?
No, not at all Filing “exempt” on a W-4 is simply a statement between you and your employer. It doesn’t legally change the taxability of your income. If you’re earning Federal Reserve currency (which nearly everyone does), your income is considered taxable by default—unless and until you take action to reclassify it. Filing exempt on your W-4 without completing the 12-411 process does nothing to protect you from federal tax liability, and you’ll still be expected to explain y
Wealth Guranted
Oct 272 min read


How does this compare to “sovereign citizen” ideas?
It doesn’t. And we want to be very clear about that. The 12-411 process has nothing to do with the sovereign citizen movement. Sovereign citizen ideology is not based in any legitimate legal process. It’s often vague, self-contradictory, and rooted in protest rather than law. There’s no official process to “become” a sovereign citizen, and courts across the country have repeatedly rejected claims made by people identifying with that movement. Wealth Guaranteed does not change
Wealth Guranted
Oct 271 min read


Why wouldn’t my CPA know about this?
That’s a great question—and a critical one. But here’s the real question you should ask: If your CPA knew about this, why didn’t they already offer it to you? The truth is simple: this process is not part of their training. CPAs are trained under Title 26 of the U.S. Code, which governs federal tax law. Their job is to help taxpayers declare their income as taxable, calculate how much is owed, and submit payments to the IRS. That’s the role they’ve been taught to play—and the
Wealth Guranted
Oct 271 min read


Why is the 12-411 process different—and better?
Because it follows the law exactly as written in 12 U.S.C. § 411, a statute passed by Congress and fully recognized by the IRS, Treasury, and Federal Reserve. You’re not hiding income, transferring it to another entity, or fabricating a jurisdictional claim. You’re simply redeeming Federal Reserve notes for lawful money, as allowed by statute, and receiving income that is legally non-taxable. There’s no deception, no offshore account, no fabricated identity or “sovereign” cla
Wealth Guranted
Oct 271 min read


How is this better than an offshore trust?
Offshore trusts, sovereign citizen claims, and “status change” tactics all attempt to create legal distance from the IRS—but they do so in a way that invites scrutiny, requires deception, and can lead to criminal prosecution for tax evasion. Let’s break it down: Offshore trusts require you to create foreign financial relationships. The IRS will ask:' What legitimate business, personal, or financial activity do you have overseas? If you can’t substantiate real offshore busine
Wealth Guranted
Oct 271 min read


Why not use a tax attorney?
Tax attorneys are trained to operate within the confines of Title 26 of the U.S. Code—the Internal Revenue Code. Their entire education, licensing, and practice is built around one primary assumption: that your income is taxable and you’re a taxpayer by default. Their job is to help you comply, negotiate, or reduce your tax liability within the taxable system But that’s not the purpose of the 12-411 process. The 12-411 process operates in an entirely different jurisdiction—th
Wealth Guranted
Oct 271 min read
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