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Tax Insights


What’s Wealth Guaranteed’s long-term goal for clients?
Our long-term goal is simple: to put you in a position to build guaranteed, generational wealth — just like the elite families that have done it for centuries. Here’s the blueprint we provide our clients: Step 0: Correct your tax situation. If you’re paying anything over $0.00 in federal or state income taxes, you’ve already made a financial mistake. The 12-411 process is the foundational step — it’s the gateway to recovering lost income and unlocking your full earning potent
Wealth Guranted
Oct 272 min read


Can this be combined with infinite banking?
Yes — and when done correctly, it’s one of the most powerful wealth-building combinations available. The 12-411 process reclaims income that would have otherwise been surrendered in taxes. Instead of losing that money to the IRS year after year, you now receive it in the form of a federal refund check — money that goes straight to your mailbox. Now imagine using that tax-free, recovered income to fund a properly structured infinite banking policy (typically a high-cash-value,
Wealth Guranted
Oct 271 min read


Should you set up a trust or an LLC with this?
Well, when you ask whether to use a trust or an LLC, it’s important to understand the differences. Although the 12-411 process can be applied to make your LLC or business income non-taxable, when it comes to choosing a corporate structure that aligns with privacy, asset protection, and long-term wealth strategy, Wealth Guaranteed recommends a private trust over an LLC — and here’s why: LLC (Limited Liability Company): Public Entity: Formed through the state, recorded in publi
Wealth Guranted
Oct 271 min read


How does this help me build wealth?
Let’s break it down with a real-world comparison: Person A – Traditional Taxpayer Earns: $100,000 per year Pays 25–30% in taxes: ~$25,000 to $30,000 Left with: ~$70,000 after taxes Over 10 years: Surrenders $250,000 to $300,000 to the IRS At retirement: Needs to scale down lifestyle or work longer to cover the difference Person B – 12-411 Client Earns: $100,000 per year Files legally, reclassifies income as non-taxable Pays $0 in income tax Keeps entire $100,000 Invests just
Wealth Guranted
Oct 271 min read


What’s next after becoming non-taxable?
Once you’re non-taxable, the smartest next move is to redirect that newfound income — the money you were used to surrendering in taxes — into long-term wealth-building strategies. You’ve already been budgeting without it. Now it’s time to make it work for you. We recommend: Compounding your savings by putting that money into high-yield protected growth vehicles Creating a wealth strategy tailored to your goals. Setting up asset protection through our bulletproof trust web, a
Wealth Guranted
Oct 271 min read
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