How does this help me build wealth?

Let’s break it down with a real-world comparison:

Person A – Traditional Taxpayer

• Earns: $100,000 per year

• Pays 25–30% in taxes: ~$25,000 to $30,000

• Left with: ~$70,000 after taxes

• Over 10 years: Surrenders $250,000 to $300,000 to the IRS

• At retirement: Needs to scale down lifestyle or work longer to cover the difference

Person B – 12-411 Client

• Earns: $100,000 per year

• Files legally, reclassifies income as non-taxable

• Pays $0 in income tax

• Keeps entire $100,000

• Invests just half of what they used to lose in taxes: $12,500/year at 8%

• After 10 years: Has over $180,000 saved and compounding

• After 20 years: Has over $590,000+ saved

• Builds wealth instead of paying penalties for ignorance

The Wealth Formula:

This isn’t just about saving money — it’s about reclaiming the single biggest leak in most people’s financial lives: income tax.

Every dollar you’re no longer surrendering:

• Can be invested

• Used to acquire assets

• Used to eliminate debt

• Or preserved inside a private trust to protect future generations

The 12-411 process gives you options:

• Instead of taxes funding government waste, your income funds your financial future

• Instead of waiting until 65 to retire, you create the freedom to retire in 10–15 years

• You switch from a consumer mindset to a wealth creator’s mindset

The Bottom Line:

Wealth is created through consistency, time, and strategy. Most Americans are set up to lose from day one. The 12-411 process flips that script — and once you stop paying taxes, the wealthbuilding begins.