Is this tax evasion or tax avoidance?

No — the 12-411 process is neither tax evasion nor tax avoidance. It is tax elimination.

Tax evasion refers to illegally hiding income or falsifying returns to avoid paying what is owed. Tax avoidance refers to using deductions, loopholes, or offshore structures to reduce tax liability within the bounds of the Internal Revenue Code.

The 12-411 process does neither — because once your income is properly redeemed as lawful money, there is no taxable event to avoid or evade. You’re not reducing or minimizing your tax; you’re eliminating it at the source, using a lawful and congressionally-authorized redemption process under Title 12 U.S.C. § 411.

Rather than conceal income or rely on clever accounting tricks, we take the transparent and direct approach: we inform the IRS, file compliant 1040 returns, and disclose the reclassification of income through lawful money redemption. There’s nothing hidden, nothing aggressive, and nothing speculative.

If there is no legal obligation to pay tax, then there is nothing to evade — and nothing to avoid. The 12-411 process is simply a legal and administrative way to remove the tax before it’s ever assessed.

This is not a workaround. It’s not a protest. It’s a lawful exemption built into the U.S. financial system, and we help clients execute it properly, with full compliance and lifetime protection.