What if I don’t want my employer to stop taking taxes out of my paycheck?Can I allow them to keep withholding and just get a refund every year?

Yes — you absolutely can.

If you prefer to keep having taxes withheld from your paycheck and then receive a full refund at the end of the year, that’s entirely up to you. The 12-411 process ensures that whatever is withheld will be returned in full, because your income is classified as non-taxable.

Alternatively, you can choose to:

• Claim exemption on your Form W-4, which stops the withholding altogether and increases your take-home pay immediately

Both options are valid. The choice depends on your personal financial habits and comfort level. Some clients prefer the discipline of a lump-sum refund; others want the benefit of higher biweekly income throughout the year.

Bottom line:

Wealth Guaranteed’s goal is to put you in a position of control and flexibility. You decide how and when to receive your tax savings — we make sure the outcome is the same: you keep your income.