What if I’m currently on a payment plan with the IRS?

If you’re currently on a payment plan with the IRS, you can still enroll in the 12-411 process. However, it’s important to understand that this process does not automatically cancel or dissolve your existing IRS payment agreement.

Each tax year you’ve filed in the past is a contractual agreement with the IRS, and if you’ve acknowledged a debt and entered into a payment plan, that obligation still stands.

What the 12-411 process can do, however, is help you pay off your IRS debt faster — without coming out of pocket.

For example:

• Let’s say you owe the IRS $10,000 from a previous tax year and you’re currently on a payment plan.

• After enrolling in the 12-411 process and filing your return correctly, you’re entitled to a $20,000 refund this year due to lawful money redemption.

• The IRS will automatically apply $10,000 of your refund to pay off your old debt and issue you the remaining $10,000 as a refund check.

This means you can:

• Wipe out your IRS debt faster

• Eliminate your tax liability moving forward

• Avoid paying out-of-pocket ever again

While the process won’t void your past contracts, it can be a powerful tool for turning the page — allowing you to start fresh with the IRS, debt-free and 100% compliant.