When did Americans lose their right to tax exemption?

They never did. The right to remain tax-exempt has always existed — but it must be lawfully exercised through the proper procedure.

That procedure is the 12-411 process, based on Title 12 U.S.C. 411, which allows individuals to redeem Federal Reserve Notes for lawful money. When you do this, your income is legally reclassified as non-taxable.

If you fail to undergo this process, your income is assumed to be taxable by default, and you become obligated to pay tax on it. So in reality, Americans didn’t lose their right — they simply stopped using it, either due to lack of awareness or lack of understanding.

The law has always made a clear distinction:

• Redeemed currency = non-taxable

• Unredeemed Federal Reserve Notes = taxable

The 12-411 process allows you to reclassify your income correctly, remain in full legal compliance, and stop surrendering your income unnecessarily.