Is the 12-411 process legal?

Yes — the 12-411 process is completely legal. It is grounded in a federal law enacted by Congress, specifically Title 12 U.S. Code § 411, which remains valid and enforceable today. Congress itself approved this law as part of the Federal Reserve Act and Emergency Banking Act.

Wealth Guaranteed simply helps clients invoke and execute this long-standing legal right using modern financial infrastructure and support systems. Our legal framework and internal quality control ensure clients remain in full compliance with U.S. statutes throughout the process