What is the 12-411 process?

The 12-411 process is a proprietary legal and administrative remedy developed by Wealth Guaranteed, grounded in the statutory authority found in Title 12 U.S. Code § 411. This federal law, enacted over 111 years ago, authorizes individuals to redeem taxable Federal Reserve Notes for non-taxable lawful money.

Wealth Guaranteed’s approach involves working directly with relevant government agencies — including the IRS, the U.S. Treasury, and the Federal Reserve — to properly reclassify income that would normally be considered taxable, into lawful money that is non-taxable under existing legal frameworks.

While the original statute envisioned the redemption of physical currency, Wealth Guaranteed has modernized this process using today’s banking infrastructure — including electronic direct deposits, ACH transfers, and bank wires — to make the process seamless and compatible with current financial systems.

Our team leverages secure technology, advanced documentation protocols, and ongoing client support to make the 12-411 process easy, accessible, and executable entirely from the comfort of your home. Every client engagement is backed by our client satisfaction guarantee.