Who created the 12-411 process?

The original 12-411 redemption process was created by the authors of the Federal Reserve Act, with statutory authority granted by Congress in 1913 and reinforced in 1933 through the Emergency Banking Act.

Wealth Guaranteed did not invent this law — we have revived and modernized it. By combining legal research, technology, and modern financial tools, we’ve created a streamlined system for Americans to lawfully exercise this right in today’s digital economy.