You are eligible for the 12-411 process if all of the following are true: You were born or naturalized in one of the 50 states of the union You live and work outside of federal jurisdiction or territory (i.e., not residing in Washington D.C., Puerto Rico, Guam, or other U.S. territories) You earn income in U.S. dollars from a private-sector employer You are not a current federal employee (Note: This restriction applies only to federal government employees — state and local go

To date, Wealth Guaranteed has maintained a 100% success rate for every client who has completed the 12-411 process. Every client has received a full federal refund and achieved complete exemption from federal income tax liability through lawful money redemption. This process has never been challenged by the IRS, and has been executed consistently and compliantly through proper communication, documentation, and filing. While the process is federally authorized, a few individu

No — the 12-411 process is neither tax evasion nor tax avoidance. It is tax elimination. Tax evasion refers to illegally hiding income or falsifying returns to avoid paying what is owed. Tax avoidance refers to using deductions, loopholes, or offshore structures to reduce tax liability within the bounds of the Internal Revenue Code. The 12-411 process does neither — because once your income is properly redeemed as lawful money, there is no taxable event to avoid or evade. You

Clients who enroll in the 12-411 process with Wealth Guaranteed unlock a powerful set of lifetime financial, legal, and personal benefits — all backed by our Client Satisfaction Guarantee and supported by a one-time enrollment fee. Here are the primary benefits: Receive your full paycheck without any federal or state income tax withholding.\ Contribute to lowering the national debt annually by redeeming Federal Reserve Notes for lawful money. Qualify for mortgages and loans w

Most so-called “tax exemption” strategies in the marketplace fall into one of two categories: Status-based approaches, like becoming a “sovereign citizen” or “state national” Protester-based approaches, where individuals reject IRS authority or attempt to argue constitutional loopholes Wealth Guaranteed is neither. What sets us apart is that: We do not challenge the IRS — we work with them We voluntarily file Form 1040 returns We follow a process created by the government its

Wealth Guaranteed’s 12-411 process is the result of nearly a decade of research, development, and legal preparation, followed by over six years of active implementation and public service. Since opening this process to the public, we have maintained a 100% client success rate, helping individuals across the country lawfully eliminate their federal income tax liability while remaining fully compliant with the U.S. legal and financial system.

The original 12-411 redemption process was created by the authors of the Federal Reserve Act, with statutory authority granted by Congress in 1913 and reinforced in 1933 through the Emergency Banking Act. Wealth Guaranteed did not invent this law — we have revived and modernized it. By combining legal research, technology, and modern financial tools, we’ve created a streamlined system for Americans to lawfully exercise this right in today’s digital economy.

Yes — the 12-411 process is completely legal. It is grounded in a federal law enacted by Congress, specifically Title 12 U.S. Code § 411, which remains valid and enforceable today. Congress itself approved this law as part of the Federal Reserve Act and Emergency Banking Act. Wealth Guaranteed simply helps clients invoke and execute this long-standing legal right using modern financial infrastructure and support systems. Our legal framework and internal quality control ensure

The authority for the 12-411 process is found in Title 12 of the U.S. Code, not Title 26, which governs the Internal Revenue Code (IRC). This distinction is key: Title 12 is the Banking Code, and the 12-411 process is fundamentally a banking redemption mechanism, not a traditional tax loophole or deduction. This law allows individuals to redeem Federal Reserve Notes for lawful money, which carries no tax liability, because lawful money is not considered income under IRS defin

The name “12-411” is derived from Title 12, United States Code, Section 411 — a federal statute that outlines the right of U.S. citizens to redeem Federal Reserve Notes for lawful money. This law originates from Section 16.1 of the original Federal Reserve Act of 1913, and was later codified into the U.S. Code under Title 12 as part of the Emergency Banking Act of 1933. So while “12-411” is shorthand for the statute’s modern legal citation, its foundation lies in the banking

The 12-411 process is a proprietary legal and administrative remedy developed by Wealth Guaranteed, grounded in the statutory authority found in Title 12 U.S. Code § 411. This federal law, enacted over 111 years ago, authorizes individuals to redeem taxable Federal Reserve Notes for non-taxable lawful money. Wealth Guaranteed’s approach involves working directly with relevant government agencies — including the IRS, the U.S. Treasury, and the Federal Reserve — to properly rec

Step 1: Attend Our Thursday Infosession (Highly Recommended) Before getting started, we strongly encourage you to attend our weekly Thursday Infosession, where we provide a full breakdown of the process, answer questions live, and introduce you to our team of CPAs and tax professionals. Register Here: WealthGuaranteed.info Step 2: Enroll in the 12-411 Client Portal Once you’re ready, the next step is to officially enroll: Go to enrollment.wealthguaranteed.co Complete the secu